5 Things, I Wish I Knew Before Starting My Debt-Free Journey!

July 2, 2020

Learn from the mistakes of others. 

Today’s blog post is dedicated to two types of people. Those who are new to their debt-free journey. And those who are in the middle of their journey and may feel stuck. I got you! I know how challenging this journey can be so I wanted to prepare you by sharing a few lessons I’ve learned.

If you didn’t know, I’m officially DEBT FREE!! I made my last student loan payment on May, 20,2020. I paid off $57,747 worth of debt in 31 months. I paid off 2 credit cards, 1 car loan, and a $50,000 student loan. If you want to know how I did it, check out my last blog post: http://cashandcurls.com/10-keys-that-helped-me-get-out-of-debt/

Here are 5 things I wish I knew before starting my debt-free journey: 

  1. Sometimes you will have to be your own cheerleader. Everyone will not support your journey. There will be many times you will need to give yourself a pep talk. Encourage yourself.
  1. Celebrate often. Don’t wait for major milestones. Celebrate the small wins. It’s okay to treat yourself throughout the journey.
  1. Be open minded to other avenues/ different methods and techniques while trying to gain financial freedom. Just because it’s different doesn’t make it bad. Be open to learning something new.
  1. Ask questions. There are no dumb questions. There are people out there (in the debt-free community) who are willing to answer your questions. Build relationships with them! 🙂
  1. Embrace and enjoy the journey. You’ll find out a lot about yourself. You’ll learn more about your values and discover a few talents you didn’t think you had. Stop looking at the end date. Make the most of the journey.

I hope that you have learned something from the mistakes I’ve made. Keep your eyes on your goal. I’m rooting for you. 🙂

You can win with money, 

Jeanetta