“Sometimes all you need is a friend and a full tank of gas.” -Unknown It’s road trip season!! I don’t know about you but taking a road trip is one of my favorite things to do in the summer. If you’re looking to end your summer off with a BANG with your girlfriends or guy friends this post is for […]
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“A goal without a plan is just a wish!” Antoine de Saint-Exupéry One way you can ensure you don’t go into debt this Christmas is by planning for Christmas NOW! It’s not too soon to start thinking about your Christmas budget and gift-giving list. Today I am going to share with you 6 things we are NOT doing financially this […]
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“Write the vision and make it plain!” Habakkuk 2:2 Hello 2022! What better way to start the new year off than with a vision board. Now you may be thinking, ahh too late, I’ve already got mine done or you may be thinking to yourself what is a vision board? Either way, I got you, just keep reading. For those […]
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“Sometimes a break from your routine is all you need.” Staycation– a vacation taken near your home or at home rather than another place. It’s an alternative to a vacation. Sometimes all you need is 2-3 days away to recharge, regroup, and to be refreshed. Everyone needs it. I encourage you to plan for a staycation before the year ends. […]
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“The more that you read, the more things you’ll know. The more that you learn, the more places you will go.” – Dr. Seuss Recently, my family has been on a journey to being more responsible with our cash–budgeting, spending, saving, the whole nine. Since it wasn’t something that was particularly taught in school, I can be honest and say […]
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“You have not because you ask not.” When was the last time you sat down and actually wrote out the things you wanted? If it’s been a while, I want to challenge you to write down 300 things you want on a piece of paper and be as detailed as possible. If you revisit your list in a year, you […]
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Frugal is not cheap. Many of us find it challenging to save money and to live frugally. Living frugally is definitely different from living cheaply. Frugal is not cheap. The educator in me had to create a Venn Diagram to explain the difference in being frugal and being cheap. Now that we know the difference between frugal and cheap, I […]
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There is a freedom that comes from knowing you have a financial cushion! Having an emergency fund allows us to turn a crisis into an inconvenience. Having a financial cushion provides a sense of peace. Today, I am sharing with you 5 W’s of Emergency Funds. Who needs an emergency fund? What is an emergency fund? Where should I keep […]
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“Getting out of debt is just a portion of obtaining financial freedom.” Before I get into why I took Financial Peace University (FPU), I want to share with you what FPU is. Financial Peace University is a nine-week course that teaches you how to protect your wealth, save, eliminate debt, invest, prepare for retirement, and ultimately how to live and […]
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“You spend less when you use cash.”-Dave Ramsey Prior to using cash, I would spend frivolously. I would swipe my card for any and everything. As long as my account didn’t hit zero, I kept swiping. I rarely used cash. Once I started to use cash, I became intentional with my spending. While being intentional with my spending, I quickly […]
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