Cash & Curls

“You spend less when you use cash.”-Dave Ramsey

Prior to using cash, I would spend frivolously. I would swipe my card for any and everything. As long as my account didn’t hit zero, I kept swiping. I rarely used cash. Once I started to use cash, I became intentional with my spending. While being intentional with my spending, I quickly realized that I needed a system to help me stay organized. 

The first method I tried was the cash envelope method. It lasted for a few months but became frustrating. The envelopes were too bulky and would get caught in the zipper quite often. It wasn’t until last year that I found a system that works for me, the cash clip system. 

The cash clip system kept my money organized and provided easy access to my cash. The cool thing about the cash clip wallet is that it is very affordable and doesn’t require much maintenance. I was able to create my wallet for under $15.  

DIY Cash Clip Materials: 

*Cash

To pay for your everyday items

*Clips ( paper clips or mini binder clips)

This will hold your money together

*Sticky Notes, Index Cards, Paper, or Washi Tape 

This is to label your cash

*Wallet

To keep your cash secure 

*Marker or Pen

To classify the cash

Please note that each clip represents a category within my budget that I use cash for. (Groceries, Entertainment, Gas, School, Personal and Miscellaneous)

Details about my DIY Cash Clips Wallet-

Wallet: Burlington Coat Factory

Mini Binder Clips: Michael’s

Washi Tape: Dollar Tree

The Cash Clip System has been a lifesaver for me! It has kept me organized and has allowed me to monitor my spending. 

❓: Do you use cash for most of your purchases? Why or Why Not?

❓: How do you organize your cash?

You can win with money, 

Jeanetta