On October 6th, 2019, I should’ve screamed ”I’m debt-free! This post is dedicated to those that feel like they are a failure because they don’t fit the mold. Maybe you have a smaller income, maybe you can only put ten extra dollars to your debt, maybe you didn’t reach your expected debt-free date, like me. This post is for you. […]
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“Student loans is not GOOD debt. Get rid of it!!” -Jeanetta If your anything like me, your student loan balance may be overwhelmingly large. At the start of the debt snowball, I really didn’t see how I could pay off $50,000 worth of student loans. I really thought it was IMPOSSIBLE! As of today, I have $12,000 left in student […]
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The best type of car is a paid for car. Have you recently paid off your car and looking to get the title in your own name? If so, CONGRATS!! Just like many millennial’s, I couldn’t get my first car on my own. I needed my mother to co-sign. After paying off my car, I wanted to get the title […]
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A few weeks ago, I got an email from my bank giving me a head’s up about my savings account becoming dormant. If you are paying off debt aggressively, you may be in a similar situation. Over a year ago, I created a $1,000 emergency fund within my savings account. I haven’t transferred or deposited money into this account in […]
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“Live like no one else so later you can LIVE and GIVE like no one else.” Dave Ramsey As mentioned previously, I am a fan of Dave Ramsey and I am following his seven baby steps to help me build wealth and eventually become an everyday millionaire. After watching countless videos from Dave Ramsey’s YouTube channel for over a month, […]
Learn more →“Don’t be afraid of being a beginner.” After watching “Stop Going Broke Trying to Impress People” by MJ Harris. A week later, I came across Dave Ramesy through TeAmoAarron, a social media influencer. She mentioned his seven baby steps in her video titled “How to Save Money With the PERFECT Budget – The Envelope System. I learned how to set […]
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“You can wander into debt but you can’t wander out of debt.” – Dave Ramesy So you’re probably wondering how does a 20-year-old has $57,747 worth of debt. I’m pretty sure you guessed it, the majority of the debt was STUDENT LOANS! It all started 7 years ago. I took out my first student loan in order to attend a […]
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“Don’t go broke trying to look rich.” On September 23, 2017, I was scrolling on Facebook and I came across a video by MJ Harris titled “Don’t Go Broke Trying To Impress People.” This video literally changed my perspective on money. For many years, I believed that people with expensive cars, luxurious homes, and designer clothes were the wealthiest people […]
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