Learn from the mistakes of others. Today’s blog post is dedicated to two types of people. Those who are new to their debt-free journey. And those who are in the middle of their journey and may feel stuck. I got you! I know how challenging this journey can be so I wanted to prepare you by sharing a few lessons […]
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Once you get it, help someone else get it. It’s official! I am officially debt-free!! (woohoo) I paid off $57,747 in 31 months. I paid off 2 credit cards, 1 car loan, and a $50,000 student loan. I’m not going to add any fluff, I’m just going to hop right in with the keys! Here are 10 keys that helped […]
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“Getting out of debt is just a portion of obtaining financial freedom.” Before I get into why I took Financial Peace University (FPU), I want to share with you what FPU is. Financial Peace University is a nine-week course that teaches you how to protect your wealth, save, eliminate debt, invest, prepare for retirement, and ultimately how to live and […]
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“A person who won’t read has no advantage over one who can’t read.” – Mark Twain Are you looking to get your finances in order but don’t know where to start? I got you. I asked my friends in the debt-free community to share a finance book that has transformed their finances. Here’s what they told me: I Will Teach […]
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“You spend less when you use cash.”-Dave Ramsey Prior to using cash, I would spend frivolously. I would swipe my card for any and everything. As long as my account didn’t hit zero, I kept swiping. I rarely used cash. Once I started to use cash, I became intentional with my spending. While being intentional with my spending, I quickly […]
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A tax return is money you loaned to the government interest free! It’s tax season and I know many of us are waiting to receive a deposit soon! I know I was itching to receive my tax return. But before you consider splurging and buying something you don’t need, I encourage you to make a plan for your tax […]
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A cracked screen doesn’t justify leasing a new phone. On October 8th, I did something I have never done. I cracked my iPhone screen. I was devastated. I just knew that it would cost me an arm and a leg to get the phone fixed. I knew I needed to be smart. Getting a new phone wasn’t an option for […]
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On October 6th, 2019, I should’ve screamed ”I’m debt-free! This post is dedicated to those that feel like they are a failure because they don’t fit the mold. Maybe you have a smaller income, maybe you can only put ten extra dollars to your debt, maybe you didn’t reach your expected debt-free date, like me. This post is for you. […]
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“Student loans is not GOOD debt. Get rid of it!!” -Jeanetta If your anything like me, your student loan balance may be overwhelmingly large. At the start of the debt snowball, I really didn’t see how I could pay off $50,000 worth of student loans. I really thought it was IMPOSSIBLE! As of today, I have $12,000 left in student […]
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The best type of car is a paid for car. Have you recently paid off your car and looking to get the title in your own name? If so, CONGRATS!! Just like many millennial’s, I couldn’t get my first car on my own. I needed my mother to co-sign. After paying off my car, I wanted to get the title […]
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